11. MONEY AND HOW TO MANAGE IT - This course provides 5 hours CE credits 
  This course also approved for 1 RIBO Management Credit

  This course covers:
  - Money management system – What are the steps?
  - Personal and Business Credit – Asset or Pitfall?
  - Interest – Should you be paying it, or making it?
  - How to read personal financial statements.
  - Land and Home Ownership – Mortgages etc.
  - Automobiles – Should you own or lease?
  - Why and how should you plan for your child’s education?
  - Various money terms and what they mean.