8. DISABILITY INSURANCE
 

This course covers:

- Statistics on the reality of Disability plans

- Determining how much DI is enough

- Public, Corporate and Individual Disability plans.

- Wage Loss Replacement Plans (WLRP)

- What an Agents/Brokers role is in the disability market.

- A guide to medical underwriting of disability policies.

- Overview of Personal Disability contracts.

- Premiums and Risk Selection.

- Classifying Occupations and Substandard Cases.

- A look at Health & Welfare Trust Plans

- Tax implications of who pays the premiums, and how the benefits are received.