9. ESTATE PLANNING AND LIQUIDITY - This course provides 6 hours of CE credits 
  This course also approved for 6 hours of RIBO Management Credits

  This course covers:
  - The importance of Estate Planning and the steps involved.
  - Why a well thought out will is essential to keeping your estate in tact.
  - Tax issues – minimization of taxes during life and at death.
  - Probate fees – What are their implications?
  - Beneficiary designations and their importance.
  - Shareholder Agreements at death.
  - Capital Gains at death, and how to minimize them using trusts etc.
  - Importance of Life Insurance in Estate Planning.
  - Estate Planning techniques.